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The Human Life Value Blog

Financial protection, explained plainly.

Straight answers on life and health cover, in plain English. No jargon, no sales pitch, just what you need to know before deciding how much cover to buy.

October 2, 2026

Two Weeks Before the Wedding

Why a healthy, newly married 27 year old can still get a health claim rejected, and what the waiting period actually covers before you buy.

September 27, 2026

The Floater That Ran Out

Why a ₹5 lakh family floater that worked eight years ago runs out fast today, and what a three-generation family should look for in health cover.

September 24, 2026

The Day the Group Cover Ended

What actually happens to your life and health cover the day you resign, and why waiting to buy personal insurance costs you more the longer you wait.